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Instead, Cash USA is an online lending network with dozens of lending partners.
You’ll fill out an application on Cash USA’s website to get matched with the best partner lender for your needs and qualifications.
Lending Club is one of the original online peer-to-peer lending networks that allows individual consumers to invest in and fund loans issued to other consumers.
Borrowers are required to have a minimum credit score of at least 600 and a credit history of at least three years.
However, the growth of online lending networks and digital banks means you can find a number of providers with low minimum credit scores from around the country — often in a few clicks.
To keep this resource 100% free, we receive compensation from many of the offers listed on the site.The more due dates you’re juggling, the more difficult it can be to ensure you remember them all each month.Using a personal loan for debt consolidation can (when done right) declutter your finances and make repaying your debt a goal that’s easier to reach.One Main charges no prepayment fee for paying off your loan early, but some borrowers may be charged a one-time origination fee at the time of issuance.Repayment periods tend to be between two and five years, though your exact terms may vary.
Each loan is graded according to the financial risk, with high-risk loans receiving lower grades.